U.S. Wealth · Q2 2026

The Top 1% Now Owns 32.5% of America's Wealth

It is the most concentrated share since the Federal Reserve began tracking the distribution in 1989.

32.5%
Top 1%
wealth share
2.3%
Bottom 50%
wealth share
$9.2T
977 billionaires
combined
$908B
Elon Musk
net worth
The Distribution

A Champagne Glass, Not a Pyramid

If American wealth were a vessel, it would not be a wide pyramid with most at the bottom. It would be a champagne glass — a vast bowl of riches at the top resting on a needle-thin stem of everyone else.

Scroll to move through each fifth of the U.S. population, from the poorest at the bottom to the richest at the top.

↓Scroll to fill the glass
Poorest 20%
−0.2% of wealth

Wealth by group

A simpler view of the same numbers, this time grouping the U.S. population by Federal Reserve wealth bracket.

100 Americans

Each dot represents 1 percent of the U.S. population, colored by the wealth group its members belong to.

Bottom 50%
Middle 40%
Next 9%
Top 1%
Each dot is 1 percent of the U.S. population. Use the buttons to highlight a wealth group.

The Top 1% Share, Since 1989

From 23.0 percent in 1989 to 32.5 percent in mid-2026 — the highest share on record. The line has bent upward through every boom.

Source: Federal Reserve Distributional Financial Accounts. Fourth quarter of each year; 2026 is Q2.
The Billionaire Class

977 People, $9.2 Trillion

Together they hold more than twice the wealth of the entire bottom half of the country. Their combined fortune has more than tripled since March 2020.

Billionaires in 1989
66
According to Forbes
Billionaires in 2026
977
$9.24T combined — nearly 15× as many
Pandemic gain
+70%
March 2020 to October 2021
Top 12 billionaires hold
$3.3T
Up from $608B in March 2020
Top U.S. billionaires · Forbes 400, September 2026 · Click to compare
Click any name to see how that fortune compares to ordinary American benchmarks.
The 10 richest Americans are now worth about $3 trillion — and Elon Musk alone accounts for nearly a third of it.
Forbes 400 data · September 2026
The Racial Wealth Gap

Same Country, Different Starting Lines

Wealth in America runs along racial lines that have persisted for generations — the result, in large part, of policy choices made over the last century.

Each row shows a racial group's share of total U.S. wealth alongside its share of households. The wider the gap, the less neutral the system.

White households · 63.1% of all households
82.4%
Median net worth: $285,000Federal Reserve SCF, 2022
Black households · 11.1% of all households
3.2%
Median net worth: $44,900Federal Reserve SCF, 2022
Hispanic households · 10.3% of all households
2.4%
Median net worth: $61,600Federal Reserve SCF, 2022
Wealth and household shares: Federal Reserve Distributional Financial Accounts, Q2 2026.
The median white family has 6.3 times the wealth of the median Black family. Measured by average wealth, the gap in dollars has widened since 1983 — from roughly $320,000 to more than $1 million. The gap is the result of structural choices in housing, banking and inheritance law, not personal ones.
Personal Calculator

Where Do You Sit?

Enter your net worth and age to see your exact position in the U.S. wealth distribution.

Net worth = total assets minus total debts. Include home equity, retirement, savings. Subtract mortgage, student loans, other debts.

Assets minus debts. Can be negative.
Compared against your age cohort.
Your wealth vs. key thresholds (log scale)
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